With the credit crunch biting even harder and interest rates cut to an all time low, investers are being hit really hard. So it's even more important that you maximise your savings and take full advantage of your ISA. What's more, believe it not you can now get cashback on your ISA. I know this seems like financial insanity but, who cares as long as you can save a little more of your hard earned cash.

Find out more about Legal & General stocks and shares ISAs, now with added cashback.

If you haven't joined a cashback site yet, you really are missing out on some free money. If you have never heard of cashback websites then maybe I need to explain what they are about and how they work.

Cashback websites earn money every time you make an on-line purchase via one of their links. Now the thing is, these sites will be more than happy to allow you to continue to shop without becoming a member but, you may as well sign up with and get your share of the cash.

Is it worth signing up? You bet it is; look at it this way, say you need car insurance, you go to a comparison site to find the best deal. Brilliant, you now decide to buy; STOP RIGHT THERE! Now, go to your cashback site log-in and look for the merchant offering you the best deal. Check out the cashback details, you will be amazed just how much you can get back. We're not talking pennies here, you can get in the region of 5% back so do the maths... £600 on insurance could get you £30 back.

Like most sites, they send you e-mails of deals but unlike a few I could mention, they don't bombard you and you can check out their vouchers to save even more money.

To get you started on your cashback shopping trips, just click here.